{"id":1307,"date":"2026-01-26T10:31:17","date_gmt":"2026-01-26T09:31:17","guid":{"rendered":"https:\/\/rechtsanwalt-brandl.de\/occupational-disability-insurance\/"},"modified":"2026-02-14T00:46:14","modified_gmt":"2026-02-13T23:46:14","slug":"occupational-disability-insurance","status":"publish","type":"page","link":"https:\/\/rechtsanwalt-brandl.de\/en\/fields-of-law\/insurance-law\/occupational-disability-insurance\/","title":{"rendered":"Occupational disability insurance"},"content":{"rendered":"\t\t
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On the discontinuation order in review proceedings<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Effective notification of the cessation of benefits in accordance with \u00a7 7 No. 4 BB-BUZ requires that the insurer justifies its decision in a comprehensible manner, which requires a comparison of the state of health on which the insurer based its acknowledgement with the later state of health.<\/p>

(OLG Koblenz, judgment of 11.7.2008, Ref.: 10 U 842\/07)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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At the time of the onset of occupational disability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Occupational disability occurs at the point in time when a condition first arose which, in retrospect, according to the state of medical science, could not be expected to improve at least until the restoration of the conditionally relevant (here 50%) working capacity. The decisive factor here is neither the time of onset of the initial illness nor the insured person’s inability to work, but rather when, according to expert assessment, a well-trained, well-informed and carefully treating doctor would have considered the insured person’s condition to be such that no improvement could be expected according to the current state of medical science. <\/p>

(OLG Bremen, judgment of 25.6.2010, Ref. 3 U 60\/09)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

On the discontinuation order in review proceedings Effective notification of the cessation of benefits in accordance with \u00a7 7 No. 4 BB-BUZ requires that the insurer justifies its decision in a comprehensible manner, which requires a comparison of the state of health on which the insurer based its acknowledgement with the later state of health. […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":1321,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1307","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/rechtsanwalt-brandl.de\/en\/wp-json\/wp\/v2\/pages\/1307","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rechtsanwalt-brandl.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rechtsanwalt-brandl.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rechtsanwalt-brandl.de\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rechtsanwalt-brandl.de\/en\/wp-json\/wp\/v2\/comments?post=1307"}],"version-history":[{"count":4,"href":"https:\/\/rechtsanwalt-brandl.de\/en\/wp-json\/wp\/v2\/pages\/1307\/revisions"}],"predecessor-version":[{"id":1496,"href":"https:\/\/rechtsanwalt-brandl.de\/en\/wp-json\/wp\/v2\/pages\/1307\/revisions\/1496"}],"up":[{"embeddable":true,"href":"https:\/\/rechtsanwalt-brandl.de\/en\/wp-json\/wp\/v2\/pages\/1321"}],"wp:attachment":[{"href":"https:\/\/rechtsanwalt-brandl.de\/en\/wp-json\/wp\/v2\/media?parent=1307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}